moc.srosivdaecnarusniecalptekram@ofni

Get Ready for the 2027 Medicare
Annual Enrollment Period

Key Takeaways 2027 Medicare Annual Enrollment Period: Review your coverage from October 15 through December 7, 2026. Changes begin January 1, 2027. The AEP gives you choices: Switch plans, change how you receive benefits, or update prescription coverage. Annual...

Prescription Plan Alert! Medicare Part D Premiums Increasing in 2027

Key Takeaways: Medicare Part D premium increases in 2027 are tied to the expiration of the temporary federal premium stabilization program. Final costs will vary by plan and ZIP code. Beneficiaries should compare premiums, formularies, pharmacy networks, and total...

Health Insurance When Turning 26: Don’t Get Ghosted

Key Takeaways: Turning 26 and losing a parent’s health insurance coverage is a qualifying life event that opens a limited enrollment window. Confirm your coverage end date, compare employer plans, Marketplace coverage, Medicaid, and COBRA, and enroll before the...

HMO vs PPO Health Insurance: When You Want Lower Bills and Hate Surprises

Key Takeaways: HMO vs PPO health insurance comes down to cost control versus provider flexibility. HMOs often offer lower premiums and predictable in-network costs but may require referrals. PPOs usually provide broader access to doctors and out-of-network benefits at...

Medicare GLP-1 Prescriptions For $50? It’s Coming, But For How Long?

Medicare GLP-1 prescriptions may cost $50 for eligible beneficiaries through the temporary Medicare GLP-1 Bridge from July 1, 2026, through December 31, 2027. The program applies to certain GLP-1 drugs for weight reduction, requires prior authorization, and works outside...

Health Insurance For Early Retirees
Retiring Before Medicare Starts

Health insurance for early retirees is short-term coverage that protects you before Medicare starts at 65. Most retirees compare ACA Marketplace plans, COBRA, a spouse’s employer plan, and private insurance based on income, doctors, prescriptions, and budget. Health insurance...

More Americans Are Choosing Health Insurance Marketplace Bronze Tier Plans. Are They Worth It?

Bronze Tier Plans are getting a second look in 2026, and for many people, that shift makes sense. Monthly costs matter more now that expanded ACA subsidies expired. These plans can work if you want protection from major medical...

Is Your 2026 ACA Subsidy at Risk?

If your 2026 ACA subsidy helps lower your monthly premiums, you need to pay attention to what's happening. Unless Congress takes action, the rules are set to change, and some people may lose their premium tax credits entirely.

ACA Subsidies Expiring: What It Means for 2026 Marketplace Insurance Coverage

Sticker shock might be on the way. With ACA subsidies expiring after 2025, the 2026 coverage year could bring some steep health insurance premiums if Congress doesn’t act. The Obamacare Open Enrollment Period starts November 1 and runs through...

Need to Change Medicare Coverage in Florida? The Medicare Annual Enrollment Period is Almost Here

The clock is ticking! The Medicare annual enrollment period runs from October 15 to December 7, and it’s your chance to make changes to your plan before 2026 coverage begins. If you’re thinking about switching, updating, or adding coverage,...