The clock is ticking! The Medicare annual enrollment period runs from October 15 to December 7, and it’s your chance to make changes to your plan before 2026 coverage begins. If you’re thinking about switching, updating, or adding coverage, now is the time to act.
According to AARP, more than 67 million Americans are currently enrolled in Medicare. That includes over 60 million adults aged 65 and older and another 7 million younger individuals living with disabilities. With so many people depending on this program, reviewing your plan before the new year is essential to keep your coverage and costs aligned with your current needs.
That’s where we come in. Marketplace Insurance Advisors is based in Florida, and we are also licensed in 20 more states nationwide. Our licensed agents help you find the right plan with the right benefits at the lowest possible cost.
What Is the Medicare Annual Enrollment Period?
The AEP is a limited window each fall that lets people already enrolled make changes to their current coverage. It’s not for first-time signups; it’s for people who already have a plan and want to make adjustments.
From October 15 to December 7, you can review your current coverage and decide if it still fits your health needs and budget for the upcoming year. Any changes you make will take effect starting January 1, 2026.
What You Can Do During the AEP
Here’s what you’re allowed to do during the Medicare annual enrollment period:
- Change Medicare Advantage Plans: Switch to another Medicare Advantage plan with or without drug coverage, or return to Original Medicare.
- Change Prescription Drug Plans: If you have a Part D plan or want to enroll in one for the first time, you can do it during AEP.
- Switch Between Medicare Advantage and Original Medicare: You can drop your Advantage plan and go back to Original Medicare, or switch the other way around.
It’s a good time to rethink what’s working and what’s not.
Why It’s Smart to Review Your Current Plan
Plans change every year. Premiums go up, deductibles shift, drug formularies get updated, and provider networks might lose your preferred doctor or pharmacy. If you don’t change Medicare coverage during the AEP, you could end up paying more or losing access to care.
For Florida residents happy with your current coverage, it’s still worth comparing your options. Reviewing now helps you avoid surprises in January and keeps your out-of-pocket costs in check throughout 2026.
How Marketplace Insurance Advisors Can Help
Our team of dedicated agents makes it easy to compare plans and change Medicare coverage with confidence. Here’s what we do:
- Help you review your current plan and find better options for 2026.
- Compare plans across multiple top carriers, not just one.
- Make sure your preferred doctors, hospitals, and medications are covered.
- Explain the differences between Medicare Advantage (Part C) and drug coverage (Part D).
We’re based in Fort Lauderdale, but our team is licensed Florida and 20 more states and works with people just like you every day; online, over the phone, or in person. Our goal is to find the best plan for your health needs, at the best price.
Don’t Wait! The AEP Ends December 7
If you want to change Medicare coverage, don’t put it off. The Medicare annual enrollment period only happens once a year, and once it closes, you’re locked into your current plan for 2026.
Let Marketplace Insurance Advisors help you make the switch now, before the deadline. A quick consultation could save you money and get you better coverage for the year ahead.
Need help reviewing your Medicare plan before the December 7 deadline? Call us today or schedule a free consultation with one of our licensed agents. Click here or give our team a call at 888-537-2871 for a free, no-obligation quote.
Marketplace Insurance Advisors – Licensed in 21 States
📍 Main Office: 1126 S Federal Hwy., Unit #848, Fort Lauderdale, FL 33316
📞 Call 888-537-2871